Sure Path Group

your path to
Financial Security

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Mountain view

Navigating your
Path to Employee
Benefit Solutions

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Mountain view

Navigating your
Path to Travel

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Mountain view

Group Benefits

Navigating your path to Employee Benefit Solutions

If your business needs a solution to an effective and efficient benefit plan,
we can personalize your group benefits plans, including life and disability insurance, health & dental and vision care insurance. We have access to innovative products and services, such as benefit plans for foreign workers.

Our mission is to provide you with a quality program to attract and retain valuable employees. We can customize a plan to suit your company’s needs.

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Employee Benefits

Our ambition is to provide employers and their employees with an exceptional employee benefits program. We start by analyzing the specific needs of you, your business and your employees. Next we find the best plan suitable for you while keeping your budget in mind to meet your needs. Your company will have added appeal by implementing employee benefits. If you currently offer employee benefits, we can provide comparisons with your existing plan and apply any changes you require. Once the plan is in place, we will continually assist your business administrator and your employees with any questions or concerns. Whatever your situation, we will meet your needs while continually delivering superb customer service.

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Service Carriers

  • Service Carriers
  • Great West Life(GWL)
  • Group Medical Services(GMS)
  • Blue Cross
  • Benefits By Design
  • Co-operators
  • Group Source
  • Empire Life
  • Equitable Life
  • Manulife
  • Morneau Shepell
  • RBC
  • Sirius
  • SunLife
  • Wawanesa
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Health Spending Account

An alternative to offering group employee benefits is to provide them with a Health Spending Account. Employers contribute a fixed amount for each employee, and the funds can be used towards health, vision or dental costs of the employee’s choice. Employee’s have the option of contributing to their own account as well. Advantages to this type of account include the ability to roll over any remaining funds into the next benefit year, and the flexibility of choice of how the funds are used.

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Group RRSP and Pensions

A group Registered Retirement Savings Plan (RRSP) is an employer-sponsored retirement savings plan, similar to an individual RRSP, but administered on a group basis by the employer. Contributions are made by pay-roll deduction, on a pre-tax basis, through a Group RRSP administrator. Employee contributions are often matched by the employer (typically to a maximum of 3-5% of earnings). However, contributions by the employer are not mandatory. Contributions by the employer are taxable as income to the employee.

Under current legislation, contributions up to 18% of the employee’s previous year’s earned income to the maximum contribution limit can be made, if the employee is not a member of a Deferred Profit Sharing Plan (DPSP) or a registered pension plan. If the employee is a member of a DPSP or a pension plan, the total maximum RRSP will be reduced by a pension adjustment.

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